Taxpayer Type
Annual Income (FY 2025-26)
Home loan loss: enter negative — max ₹2L set-off in Old Regime
PF, PPF, ELSS, LIC, home loan principal, tuition fees
Self+family max ₹25K · with parents max ₹50–75K
From Form 16 / employer certificate
80TTA max ₹10K · Senior citizen 80TTB max ₹50K
New Regime Deduction
Employer's NPS — allowed in New Regime · max 10% of basic salary
Enter your annual income on the left.
Both regimes calculate automatically — no button needed.
New Regime
Old Regime
| Up to ₹4 lakh | Nil |
| ₹4L – ₹8L | 5% |
| ₹8L – ₹12L | 10% |
| ₹12L – ₹16L | 15% |
| ₹16L – ₹20L | 20% |
| ₹20L – ₹24L | 25% |
| Above ₹24L | 30% |
| Up to ₹2.5L (₹3L/₹5L for Sr/SSr) | Nil |
| ₹2.5L – ₹5L | 5% |
| ₹5L – ₹10L | 20% |
| Above ₹10L | 30% |